How We Work at Amy Polson – The Classic Care Solution

Smooth, successful and stress free-this is the foundation of the Classic Care Solution approach to real estate – a personalized service solution tailored to meet your specific situation and goals. And maybe more importantly, we offer the Classic Care no pressure relationship approach. Remember our goal is to have you as a happy client for life, not just this transaction.

For SELLERS, we recognize your underlying goal is always to maximize and protect the equity you have in your home. With the personalized Classic Care Solution we tailor a marketing and staging program to maximize your home value in the market. With Classic Care you can add thousands of dollars to the value of your home while decreasing the amount of time your home is on the market and thus the inconvenience to your family.

For BUYERS, the goal is to find the home that best meets your personal needs while maximizing the amount of house you can get for your dollar. The Classic Care Solution combines personalized service with independent, trusted, sound advice to give you the ultimate advantage in the home buying process.

Whether buying or selling, you are welcome to join our Classic Care community and enjoy our real estate and community services. Anytime you have a question about real estate or your community, we are happy to help any way we can.

When you are considering making a purchase, there are several questions and steps will make your buying process far more successful and reduce the stress and confusion of the process.

When you are preparing to look for a property start with these 7 Keys:

Ask yourselves if you are ready to commit to being in one place for a few years.

Although market prices have been consistently appreciating in recent years, there is still a cost to buying, selling and moving. Land transfer tax, legal fees, real estate fees, moving trucks, storage costs, to name a few. Although real estate is a great longterm investment strategy, it typically is cost prohibitive to purchase and sell within the same 12-18 month period.

Evaluate your current household budget to see if extra monthly and upfront costs can be funded.

If you are considering increasing your mortgage amount, be sure you can manage that financial shift. Also consider higher taxes, increased utility costs if you are buying a larger or older home. A downpayment on your new purchase must be available at the time the offer is accepted – where will that money come from? Remember home inspection costs as well.

Develop a relationship with a trusted Realtor

Almost everyone you know knows someone in real estate. When choosing the Realtor you entrust your largest personal investment decision to, take the time to interview, ask questions and hear what their previous clients have to say about them. You want someone who can advocate for you, is respected by other professionals, has strong community connections to support you now and beyond your transaction, and whom you feel can relate to your life stage and unique needs as you search out your next home or investment opportunity.

Find the right mortgage broker for you…ask your Realtor to refer you to some trusted mortgage professionals. Ask your Realtor how often and why they refer this professional.

A mortgage is more than just the rate you pay. There are terms in that large document that can help or hurt you as your circumstances change or the market takes a turn. Finding a mortgage broker who supports your financial needs today, but also considers the variables that will support your financial needs years down the line is critical to developing long-term wealth through real estate. The good news is quality professionals often work together, so a trusted Realtor can be an excellent referral source for a savvy mortgage professional.

Obtain a pre-approval from mortgage broker and confirm any paperwork that mortgage broker requires will be easily accessible…there is nothing worse than having to scramble to find paperwork and nothing more frustrating when you can’t locate what is required.

It is more work than you think and takes longer than you anticipate. Having everything in order early reduces stress and anxiety once you find the home you simply MUST have. Pre-approval also helps eliminate false assumptions around income and what your reported income qualifies you to borrow.

Ensure deposit funds are in a bank account that can be accessed without advance notice and during regular business hours.

When the right house appears, sometimes we need to act same day to access funds…having to wait two days for funds could literally cost you your dream home. Just by being proactive and moving those funds to somewhere accessible, you open up the possibilities for yourself in this competitive market place.

Make a list of needs and wants in a property and a location and share and discuss with your Realtor.

Knowing the specifics of your ‘needs’ and ‘wants’ seems obvious, but it is often an overlooked part of the process. Especially if there is more than one of you making the decision. And be sure to define what is needed versus what would be great to have. There is definitely a difference. And then stay open minded – both for adding, removing and shifting items on your list. As your exposure to the market possibilities increase, often your requirements, expectations and preferences change too. A great Realtor can help you through that journey.

How We Work at Amy Polson – The Classic Care Solution

Buyers

Ask yourselves if you are ready to commit to being in one place for a few years.

Evaluate your current household budget to see if extra monthly and upfront costs can be funded.

Develop a relationship with a trusted Realtor

Find the right mortgage broker for you…ask your Realtor to refer you to some trusted mortgage professionals. Ask your Realtor how often and why they refer this professional.

Obtain a pre-approval from mortgage broker and confirm any paperwork that mortgage broker requires will be easily accessible…there is nothing worse than having to scramble to find paperwork and nothing more frustrating when you can’t locate what is required.

Ensure deposit funds are in a bank account that can be accessed without advance notice and during regular business hours.

Make a list of needs and wants in a property and a location and share and discuss with your Realtor.

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